Opening a bank account in Switzerland

How to open a bank account in Switzerland?

Financial affairs in Switzerland abroad have long been associated as a solid place to store money. This is primarily due to the fact that it is a developed European country. To open a Swiss bank account, please contact Crystal Tax.

What is "opening a bank account in Switzerland"?

Swiss bank account – These are new opportunities for everyone. It can be opened not only in banking, but also in cantonal institutions, which can operate exclusively in one part of the country.

A Swiss bank provides its account holders with:

• debit card;
• credit card;
• A check on which you can keep money.

True, most people do not use a bank account for daily transactions.

It is worth noting that the service of obtaining a numbered account with an anonymous card is available in the country. In addition, only here is it possible to obtain absolute confidentiality for its owner.

Opening a bank account in Switzerland is possible for those citizens who wish to do so. There are no restrictions. All comers will be served in a financial institution. It is enough to turn to specialists to get services.

Why open an account in Switzerland?

Several years ago, the most important plus of opening a bank account in Switzerland was classified. And only a few people are lucky to use the service with maximum benefit.

The main advantages of such services:

1. The stability of the country. This concerns not only political but also economic relations. For several years, the state did not conduct any military operations with any country in the world.
2. Reliability of money protection. You can be calm about the risks of a financial crisis or political conflict. After all, they are minimized.
3. Powerful economy. It is based on several pillars: energy, highly qualified international financial management of capital, services that increase the value of individual items.
4. The ability to open an account with a number. With its help, it is possible to identify the client. This allows you to increase the level of anonymity and security.

To put it a little more simply, opening a Swiss bank account is popular due to its high reliability and security guarantees. You can be sure that no one will steal your finances or they will simply not be lost.

How can I open a Swiss bank account for a resident?

A person who has come to a country and lived there for 184 days is called a resident. In this case, you will receive a number of privileges, including opening one of the types of deposits:

1. Current – refers to daily expenses, salary or stipend.
2. Compatible – provides for the use of the account by several people –partners.
3. Savings and investment – allows you to save your money and savings.

To open a Swiss bank account for a resident, you need to follow a few steps:

• selection and selection of a bank;
• obtaining the prior consent of a foreign bank;
• collection and preparation of documents in accordance with the requirements of the bank;
• filling out a bank questionnaire;
• interview with a bank representative;
• sending documents to the bank;
• review of documents.

How can a non-resident open a Swiss bank account?

On the territory of the country it is possible to open a savings and investment account for non-residents. We are talking about people who do not live in Switzerland. But at the same time they have their own company or conduct business on the territory of this state.

Opening an account in Switzerland by non-residents is possible in several banks:

• UBS Bank of Switzerland;
• CIM Bank, Valiant;
• Aargau Cantonal Bank;
• Migros Bank;
• PostFinance and others.

What is the cost of opening a Swiss bank account?

Financial institutions in the country open or close an account almost free of charge. But the right to take a commission for services. For example, for an annual service. That is why the price of opening an account in Switzerland is low.

If you need a reliable assistant in preparing paperwork for obtaining an account at a banking institution, contact Crystal Tax specialists. They will help you do everything quickly and competently.

The cost of the services of the company's specialists depends on several points:

• type of service provided;
• the level of complexity of the task;
• Due dates.

The price for opening an account in Swiss banks is calculated on an individual basis. Contact your manager for more information. Contacts are listed on the site.