Maksym Stepanenko
Managing Partner, Crystal Tax
International client projects since 2012: company structures, tax, immigration, DUNS and NCAGE. 50+ jurisdictions.
In an era of increased control over international transactions and heightened requirements for financial transparency, choosing a reliable payment system is a critical step for businesses. Rho is a modern financial platform that is ideal for startups, holding companies, and international structures that require professional banking-level service without cumbersome bureaucracy.
Registration with Rho is not possible without an American legal entity and a competent tax structure. This is where Crystal Tax comes in — our comprehensive service that includes registration, tax support, and verification for opening an account with Rho.

Rho (USA);
comply with US tax laws (including IRS, FATCA);
build an optimal and legal structure for cross-border payments;
obtain support from a CPA (US tax advisor) and KYC/AML specialists.
Quick account opening — from 5 to 10 business days;
✅ Integration with QuickBooks, Xero, Slack, Stripe, and more.;
✅ Powerful support for B2B payments and multiple currency transactions.
Consultation and preliminary assessment of the client.
Setting up a tax structure tailored to the client's goals.
Support during the verification stage and account opening.
Additional support: accounting, reporting, annual support.
Passport and confirmation of the beneficiary's address;
Business information (description of activities, target counterparties);
Notarized power of attorney (if necessary);
Statutory documents of the American company (we prepare);
Signed tax agreement and IRS form (we select individually).
An active American company;
EIN and ready tax structure;
Verified corporate account with Rho;
Full set of documents for working with banks and partners;
Confidence in tax security and KYC compliance.
✅ Company registration strictly in accordance with US law;
✅ Transparent work without hidden fees and intermediaries;
✅ Access to lawyers and tax consultants if necessary.
1. Can I open an account with Rho without registering in the US?
No, Rho only works with US companies with a valid EIN and KYC structure.
2. What to do if Rho rejects the application?
We prepare a package of documents to minimize risks. In case of rejection, we assist with resubmission or select an alternative (Mercury, Relay, Brex).
3. Does Rho work with cryptocurrency businesses?
Yes, provided there is a transparent structure, clear jurisdiction, and KYC strategy. We can help you get ready.
4. Is it a bank account or fintech?
Rho is a fintech platform with bank-level security and integration with FDIC-partner banks.
5. How long does the entire process take?
From 10 to 21 days, depending on the speed of data submission and feedback from the client.
Maksym Stepanenko
Managing Partner, Crystal Tax
International client projects since 2012: company structures, tax, immigration, DUNS and NCAGE. 50+ jurisdictions.
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Why Crystal Tax
We take on the whole job: structure, registration, bank account, tax and reporting. You make the decisions and sign; we do the rest and contact you only when it matters.
Registrars, tax offices and banks send refusals and queries or drag out deadlines. We respond, revise and appeal at no extra charge until the matter is closed.
Your case won’t get lost along the way: the person handling it stays the same and stays reachable, even if the process takes months. Where a licence or accreditation is needed, we work through a partner and remain answerable to you.
An experienced specialist handles your case personally, backed by Crystal Tax’s 14 years of practice in 50+ countries. Non-standard cases are our speciality: where others say “impossible”, we look for a lawful route.
Information about you, your company and your deals does not reach competitors or third parties. We disclose only what the law or a procedure requires, and this is set out in the contract.
Close involvement and an individual approach speed up every stage. Fourteen years of practice mean we get right the first time what takes some firms three attempts.